No need for spending money today on this big Cyber Monday. Didn’t buy one.single.thing online today... go me! Doing some strict budgeting around here in order to enjoy some big vacations next year. I have set a strict cash budget for all the kids’ Christmas presents. Going to stick to it! My “poor” children will have to survive a $1000 Christmas lol. Today’s question seems to go hand in hand with Cyber Monday. Hard to remember toys, easier to remember experiences and vacations:) 
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